Commercial Auto Insurance

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Liability coverage pays for property damage and/or injuries to another person caused by an accident in which you're at fault. This coverage is mandatory in all states

Includes your collision insurance and comprehensive insurance policies. This means physical damage insurance to your vehicle and give you coverage for damages caused by fire and theft.

Commercial general liability (CGL) is a type of insurance policy that provides coverage to a business for bodily injury, personal injury, and property damage caused by the business’s operations, when the vehicle is not moving.  i

Cargo liability insurance is insurance policy purchased by the owner operator of a truck who is in the business of transporting goods  Cargo liability protects the owner or operator of a truck or trucking company from any liability of loss or damage while in transport

Some industries require higher limits that is offered under a standard commercial policy.

When you need $5,000,000 or 10,000,000

We can access these limits through what are known as excess carriers

Freight $750,000 minimum

Oil products $1,000,000 minimum

Hazmat  $5,000,000 minimum 

Household goods $500,000 minimum

Vans 12+ pass $1,500,000 minimum