Commercial Insurance

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Commercial Liability

This is the base coverage for any buisness. Bodily injury and property damages for the following;

1. Premise Liability (“slip & fall”)

It makes no difference if this hazard was staged, or is real. You will have to defend it regardless. Your Commercial Liability will provide your with a defense.

2. Products & Completed Operations

This covers your business in the event you, or your staff in advertantly contaminates food or beer, or maybe your supplier sold you contaminated material. You’re business will be sued and win or lose you will have to defend it.

3. Personal and Advertising Injury

This portion covers your business in the event of Libel (false statements made in writing) Slander (false statements that are spoken)False arrest (mistakenly having someone arrested) Infringing on another’s copyright, Mallicious prosecution, Use of another’s advertising idea, Wrongful eviction, entry or invasion of privacy.

4. Additional Coverages

Liquor Liability and Dram shop laws. The term “dram shop” refers back to when bars sold alcohol by the dram, a small serving typically less than a U.S. shot of liquor. A dram shop law is a state liquor law that places the blame for damages caused by intoxicated individuals on the establishment that served them. There are only six states that don’t have these laws on the books, they are; Delaware, Kansas,Maryland, Nevada, South Dakota, Virginia.

Business Property


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1. Buildings

This coverage is straight forward. It’s like having homeowners insurance but very different, in that there are special endorsements that can be added to cover a hazard unique to your business.

2. Business Personal Property

Since we’re talking about breweries, we’re talking about Grain Mills, Fermenter Tanks, Heat Exchangers – Wort Chillers, Pumps, Cleaners lined, it a huge list. We’re not brewers, but we can insure all of this. For Tank Collapse Coverage Tank Leakage Coverage Equipment Breakdown Coverage Contamination and Spoilage Coverage.

3. Business Interruption

This covers your expenses and extra expense in the event your property is destroyed by Fire, Theft, Vandalism, Wind damage.

Commercial Insurance

Writing Insurance requires knowing exactly what the client needs now and in the future


Commercial General Liability


  • Airport Limousine
  • Contractors ($50,000 minimum payroll)
  • Cranes Tower & Mobile
  • Wholesale
  • Property & Inland Marine
  • Restaurants & Bars
  • Retail

Commercial Auto Insurance


  • Contractors
  • Delivery
  • Dump Truck
  • Fuel
  • Logging
  • Towing Services
  • Long Haul Trucking

Garage Liability


  • Auto Service and Repair
  • Franchised Car Dealers
  • Used Car Sales
  • Auto Repair
  • Truck Repair

Commercial Liability Insurance


  • Accountants
  • Architects
  • Attorneys
  • Engineers
  • Specialty Trade Contactors
  • Graphic designers
  • Information technology (IT) consultants
  • Insurance professionals
  • Investment advisors
  • Management consultants
  • Real estate agents and brokers

Professional Liability Insurance


  • Accountants
  • Architects
  • Attorneys
  • Engineers
  • Graphic designers
  • Surgeons & Physicians
  • Information technology (IT) consultants
  • Insurance professionals
  • Investment advisors
  • Management consultants
  • Real estate agents and brokers
  • Software developers

Worker's Compensation

All classes of business (minimum payroll is $50,000 excluding officers and owners )

Umbrella/Excess Liability Insurance

For most classes of business. Please call Phone: 770-493-4203

Commercial Insurance Quote

PLEASE CONTACT- 770-493-4203

After 6:00PM contact Mark Sanders at 678-710-5919

GEORGIA INSURANCE UNDERWRITERS, LLC

5051 Peachtree Corners Circle, Norcross, Georgia 30092, United States

770-493-4203


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